Optimal insurance coverage
In-house research indicated that a large percentage of doctors are either not insured or are
under insured.
Optimal insurance coverage is crucial for doctors to protect their personal and professional
interests. As healthcare professionals face unique risks and liabilities, a comprehensive
insurance plan is essential. This includes professional liability insurance (indemnity
insurance) to safeguard against claims arising from medical errors or negligence.
Additionally, disability insurance and critical illness cover provides income protection in case
of an ailment/ disability that prevents them from practicing. Health insurance covers their
personal medical expenses (and we know sky rocketing hospital bills), while life insurance
ensures financial security for their loved ones. By having the right insurance coverage,
doctors can mitigate potential risks, safeguard their assets, and focus on providing quality
care without undue financial burdens.
Indian Doctors Platform, will help doctors understand optimal coverage for them as it is
totally individualised. Also we shall provide insights into, hitherto unknown, add-on riders to
insurance policies.